Need General Liability or Workers Comp Policies?

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Most small companies need this insurance, especially if you rent or own an office or commercial space. Many real estate contracts include requirements for general liability insurance.

Even if these don’t apply to you, small businesses that work directly  with clients and customers usually benefit from commercial general  liability insurance, also known as a CGL policy. This insurance policy  can keep your company financially stable if you’re sued by a customer or a competitor.

Because general liability insurance provides such important coverage, most small business owners buy the policy right after they start their  business.

Cost is determined by four major factors: What, Where, Size and Record:

• What type of jobs are being performed at your business?
• Where are you located?
• How many employees work for you?
• Do you have a previous claim on record?

After evaluating these elements, we can begin shopping for coverage for your business.  For reduced premiums, look for different payment plan options or  incorporate training programs to get credits on your policy.